
open
Digital business account and expense management tools for SMEs and startups.
Open is a business banking platform that combines everything from invoicing to banking, payroll and automated accounting in one place.
It also offers the best of the classic banking services like (internet banking, cheque books, Debit card) along with these additional features.
Fiat Republic
A purpose-built, fiat-as-a-service platform to solve fiat access challenges for crypto platforms.

Fiat Republic
A purpose-built, fiat-as-a-service platform to solve fiat access challenges for crypto platforms.
Fiat Republic is on a mission to democratize fiat access for the Web3 economy. Fiat access is a systemic problem for crypto platforms and therefore requires a systemic solution. With our developer-first API, you can easily access everything you need to deliver better fiat experiences to your users and treasury teams.
We’re unlocking and aggregating an ever increasing number of fiat rails with local and global tier-1 banks. Fiat Republic is able to give crypto platforms reliable access to best-in-class fiat products, all via a single API. We have developed a compliance-first approach that minimises friction in the on-ramp and off-ramp fiat-crypto flows. Our technology is augmented by the Fiat Republic Consortium. We’re building a coalition of crypto platforms to create a united voice, enabling us to continually add tier-1 global and local banking partners and have a seat at the table with regulators, to shape and influence the future rules that govern the space.
FinCompare
Helping SMEs find, compare, and close on the right financing solution.

FinCompare
Helping SMEs find, compare, and close on the right financing solution.
FinCompare (acquired by VAD Beteiligungen GmbH in 2021) is a comparison platform for financing options aimed at small and medium-sized enterprises (SMEs) seeking funding starting at 10,000 €.
Via the online platform, businesses can access a wide range of financing options. Companies can independently compare offers from over 200 well-known banks, fintechs, and financial services providers and close on the financing. In addition to the usual corporate loans, FinCompare offers alternative financing solutions such as factoring, and leasing.
Finary
Track all investments automatically and in real-time, regardless of the asset class.

Finary
Track all investments automatically and in real-time, regardless of the asset class.
Finary is a wealth management platform that provides users with an all-in-one, real-time dashboard of their investments across all asset classes.
Finary counts 10,000 banks and investment platforms in Europe and the US connected to its system and covers saving accounts, stocks, crypto, real estate, precious metals, and startup investments overviews. Features such as real-time performance analysis, calculation of hidden costs and automatic identification of new opportunities allow Finary to offer tailor-made asset management that, previously, was only reserved for the wealthy.
Finres
Providing AI and science-based solutions for banks to optimize agricultural investments in the face of climate change.

Finres
Providing AI and science-based solutions for banks to optimize agricultural investments in the face of climate change.
finres is revolutionizing decision-making in rural economies. By analyzing past and current trends and extremes in climate using AI and science, the France-based team can accurately predict future climate trends in the wake of global warming and climate change. This information is shared with banks and international organizations, along with measures farmers can take to ensure that their crops, livestock, and livelihoods do not suffer.
By breaking down the barriers between research and the private sector, Finres is building a bridge between finance and agricultural resilience. The company currently operates in 32 countries across 4 continents and has supported over 1.4 billion worth of investments, with an increase in productivity per hectare of up to 50%.
Flow48
Offering revenue-based financing to online and offline businesses.

Flow48
Offering revenue-based financing to online and offline businesses.
By embedding in the customer’s payment gateway, Flow48 can offer businesses upfront lump-sum investment capital to invest in inventory or CAPEX and generate future revenues.
Flowdesk
Allowing web3 token issuers to manage their liquidity actively through Market-Making as a Service.

Flowdesk
Allowing web3 token issuers to manage their liquidity actively through Market-Making as a Service.
In a context of exponential growth of token issuers in the web3 space, Flowdesk is building an infrastructure to help them tackle their financial needs with a more transparent and controlled approach.
Flowdesk has built a scalable infrastructure that connects crypto-exchanges to innovative products, such as Market-Making as a Service (MMaaS). MMaaS is radically different than traditional liquidity provisions where issuers fully own their liquidity and can control the strategy according to their needs.
To support their vision of scalable and regulated market-making in crypto, Flowdesk offers banking-grade compliance and stringent procedures to guarantee they always work in the best interests of issuers.
Friday Finance
Business finance, simplified.

Friday Finance
Business finance, simplified.
Friday Finance (acquired by Pliant in 2023) is the next-generation financial operations platform for startups and SMEs that puts all bank accounts and financial data into one place and helps them streamline and automate mundane tasks. It provides real-time insights into a business's cash flows and offers finance professionals better workflows for bill payments, approvals and the month-end close.
Grace
Offering luxury brands tech-driven, embedded protection for their customers' high-value items.

Grace
Offering luxury brands tech-driven, embedded protection for their customers' high-value items.
Grace empowers luxury brands to offer their clients seamless, complimentary protection against theft and loss — from watches and jewelry to high-end travel pieces. Designed for the modern luxury consumer, Grace transforms traditional insurance into a branded, elevated experience that enhances the emotional and service promise of luxury ownership.
By integrating cutting-edge technology with deep luxury market expertise, Grace enables partner brands to deliver instant, personalized protection without friction, and at no additional cost to the client. We’ve created a first-of-its-kind embedded coverage model that replaces outdated, complex claim processes with a smooth, tech-enabled solution designed specifically for luxury. This breakthrough model redefines luxury ownership by creating new standards of luxury service, generating high-value post-sale engagement, and unlocking proprietary data and insights.
Grace is currently used by leading luxury maisons and backed by a top-tier insurer. With a growing footprint across Europe and beyond, Grace is setting a new standard for peace of mind in luxury.