
Pemo
Corporate cards and all-in-one spend management for SMEs in MENAP.
Pemo is a UAE-based startup on a mission to empower small and medium-sized enterprises (SMEs) across the Middle East, North Africa and Pakistan (MENAP) region by offering an all-in-one spend management platform that includes prepaid corporate cards, invoice payment systems and expense tracking functions.
The company aims to remove friction in day-to-day spending processes, allowing businesses to entrust their teams to make quicker and more responsible purchasing decisions. In addition to accounting automation, virtual and physical cards with built-in rules and the consolidation of inbound invoices, Pemo’s software offers an integrated dashboard with full visibility over company spending and real-time tracking and reporting options.
Grandhood
Occupational pension for small businesses.

Grandhood
Occupational pension for small businesses.
Grandhood (acquired by Velliv in 2020) is the first company worldwide to offer an occupational pension based on the needs of small businesses. It stands out with its simplicity and applicability apart from large-scale enterprises.
Helu.io
Streamlining budgeting, controlling, and reporting.

Helu.io
Streamlining budgeting, controlling, and reporting.
Helu's core functionality focuses on automatically turning bookings-level data into financial reports and streamlining the processes of budgeting, controlling, and reporting into a seamless process. Helu can be used by any company that uses DATEV - directly or indirectly via the tax consultant.
Holvi
Digital banking for entrepreneurs, sole traders, and business owners.

Holvi
Digital banking for entrepreneurs, sole traders, and business owners.
Holvi (acquired by BBVA) is a digital banking solution and payment institution for European entrepreneurs, sole traders and business owners. With Holvi, SME’s can sell products online, send invoices, and track cashflow in real time. The platform offers a current account with its own IBAN number designed to help customers manage all their finances on one platform. Holvi is the world’s first financial hub operating with its own Payment Institution Licence authorised for operations across Europe by the Financial Supervisory Authority of Finland (FIN-FSA).
Founded in Helsinki, Finland in 2011, the company was acquired in 2016 by BBVA.
Invesdor
Digital investment and financing platform for companies of all sizes.

Invesdor
Digital investment and financing platform for companies of all sizes.
Invesdor Group combines the leading digital equity funding platform in the Nordics, Invesdor, and the leading digital mid-size (“Mittelstand”) financier in the German speaking countries, Finnest. The service portfolio spans from equity investments, bonds, IPO’s, syndicated loans, mezzanine capital and promissory notes to other debt capital instruments. Financing volumes typically range from EUR 250,000 to EUR 25m. Over the last years the combined and accumulated investments on the legacy platforms have doubled every year, currently totalling at more than EUR 130m.
Invesdor Group holds a MiFID license passported to 28 European countries, which was granted to Invesdor in April 2015, making it the first such platform to receive this licence. The Group has a base of over 50,000 registered private and institutional investors from 150 countries.
Investly
SME access to working capital through invoice financing.

Investly
SME access to working capital through invoice financing.
Investly is an invoice discounting platform that allows SMEs to sell their invoices to investors, thereby increasing working capital. Invoices are sold in reverse auctions where investors place bids to ensure the best prices for merchants.
The bidding system allows investors to earn above average returns. Investly’s service helps established businesses take on more customers, speed up their production process, and avoid seasonal cash flow gaps.
Iyzico
Offering vendors a fast and easy way to receive payments online.

Iyzico
Offering vendors a fast and easy way to receive payments online.
Iyzico (acquired by PayU in 2019) is Turkey’s leading ePayment company offering businesses easy solutions to accept payments online.
The platform is tailored to the needs of the local market and integrates with over 22 different payment options and banks. Customers appreciate the easy setup process and features such as recurring payments and Iyzico’s marketplace solution.
Julaya
Enabling companies to perform all their financial transactions in one single interface.

Julaya
Enabling companies to perform all their financial transactions in one single interface.
Julaya is a B2B digital account that enables companies to send and collect payments seamlessly through a digital account.
With the Julaya platform, SME’s, large corporates and government institutions can make bulk payments through all mobile money channels, process their travel or online expenses with a corporate prepaid card, easily import all transactions into their accounting system, and digitize cash collection.
Jumba
B2B construction materials marketplace simplifying the supply chain in Africa.

Jumba
B2B construction materials marketplace simplifying the supply chain in Africa.
Headquartered in Nairobi, Kenya, Jumba is a construction technology company that is simplifying construction in Africa. Through its B2B marketplace, Jumba connects hardware stores and construction sites to manufacturers of construction materials.
Launched in April 2022, Jumba serves customers in 60% of Kenya’s regions. The company is layering financial services through its bank partners to provide buy now pay later options for its customers.