The Toqio platform lets companies create and launch their own fully branded banking or finance solutions. Everything begins on Toqio’s PCI DSS certified Platform, where clients can create their own stellar banking and financial service solutions. Beyond that, the Development Hub gives companies the ability to incorporate other trusted financial service providers and to develop unique, custom features. Still further, the Toqio Marketplace provides a place to incorporate curated fintech modules into a build, offered by leading financial service providers. Companies can even share and monetize modules they’ve created!

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Lemon Way is a Pan-European Fintech startup dedicated to Crowdfunding platforms, e-commerce marketplaces and other companies looking for payment processing, wallet management and third-party payment in a KYC/AML-regulated framework. Lemonway’s technology solution and associated services enable banks to benefit from a very powerful real-time payment account management tool.

Afilio provides families with a centralized location to create and consolidate personal estate management, legal, financial, and retirement planning. The company was founded by Till Oltmanns, Philip Harms, and Richard Musiol and is headquartered in Berlin.

Through a technology-enabled platform, EstateGuru connects borrowers and lenders and enables fast, transparent and cost-effective funding solutions. The company aims to become the largest real estate financing platform in Europe.

Factris provides asset based financing, mostly using outstanding invoices as collateral to improve client cash flow and working capital.
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The company works directly with businesses or via financial intermediaries or entrepreneurial brokers to deliver its services in a quick, friendly manner at the lowest cost.

At its core, ShopUp enables offline and online neighborhood mom-and-pop shops to sell through digital, social and retail channels. They do so, however, in such a way that they are deeply integrated at every section of the value chain. ShopUp's onlne platform allows merchants to upload their products, connect to both retailers and consumers, easily and cost-efficiently sell their products, as well as get access to cheap and sustainable credit. ShopUp's platform provides a full ecosystem for Bangladeshi store-owners and entrepreneurs.

Bnext has been able to outperform existing Neobanks in Spain (one of the toughest markets – 2nd most banked market in the world), due to a better market dynamics understanding and the fact that they were able to offer a complete banking experience from day one. Bnext has +120k active clients in Spain.

And that is exactly Bnext’s USP! Due to the fact that they “outsource” banking functionalities (lending, investing, transfers, insurance etc.) to other financial institutions, they offer a full banking experience from day one.

Invesdor Group combines the leading digital equity funding platform in the Nordics, Invesdor, and the leading digital mid-size (“Mittelstand”) financier in the German speaking countries, Finnest. The service portfolio spans from equity investments, bonds, IPO’s, syndicated loans, mezzanine capital and promissory notes to other debt capital instruments. Financing volumes typically range from EUR 250,000 to EUR 25m. Over the last years the combined and accumulated investments on the legacy platforms have doubled every year, currently totalling at more than EUR 130m.

Invesdor Group holds a MiFID license passported to 28 European countries, which was granted to Invesdor in April 2015, making it the first such platform to receive this licence. The Group has a base of over 50,000 registered private and institutional investors from 150 countries.

Koin (acquired by Despegar in 2020) is the only provider of after-delivery payment solutions in Latin America. The company offers safe and easy-to-use payment solutions to e-commerce shops that let buyers make purchases online and pay later. Koin offers online credit and instalment payment options to users with no need to fill out a registration or provide financial information. Their service helps e-commerce attract new buyer groups that previously have not been able to make payments online.

Koalaboox's (acquired by Cegid in 2020) e-invoicing Software as a Service helps SMEs simplify their daily invoicing and accounting processes through tracking of revenues, expenses and payments. Additionally, it offers a one-click invoice financing solution built into the platform, allowing clients to fund invoices and solve their working capital needs.

ready2order (acquired by Zucchetti Group in 2023) offers a multi-award winning, cloud-based point-of-sale solution that transforms every smartphone, tablet and PC into a fully functional cash register. Companies that use ready2order have access to a range of awesome tools that are more powerful and easier to use than enterprise systems – but only for a fraction of the cost.

Launched in May 2018, and acquired by Admiral Group in 2023, Luko’s revolutionary home insurance is simple: customers get covered in 2 minutes, claims paid in 2 hours, and repairman’s visit your home in 2 days. Offering a new transparent and responsible model, Luko transforms insurance core business model to align the interests of the tenant and the insurer. The company provides AI and ‘plug&play’ smart devices that monitor consumptions in order to identify and prevent disasters, such as flooding, fire and burglary.